Insurance Valuation
There are 3 types of valuation service that we offer
- Auction Valuation. This valuation is Free and is a guide price for what we would expect to sell your item/s for, either on an online auction or at an auction house, this is not an insurance valuation
- Probate Valuation. This valuation service is chargeable and gives a valuation for item/s to be considered for probate and tax purposes, you need to seek advice from a solicitor to whether you need this service and is usually instructed by the solicitor if relevant to you
- Insurance valuation. This is ideal for people with individual or collections that need to be covered on an insurance policy most insurance policies will cover single items up to a set figure depending on the policy, for example my home insurance policy presently covers any single item for up to £1500, the insurance company usually requires information to what the item/s are.
Or if you are claiming for loss or damage of an item/s the insurance company may need an a written valuation before paying out.
Either way if you have such an item/s it is best to have proof for your piece of mind
| What does it involve? |
- You firstly contact us to book an appointment
- You bring the item/s to us or if the item is missing bring one or more of the following either a photograph, original receipt, A good description
- We write a report including a photograph/s (that we take) a detailed description, the cost of replacing the item which is always greater than the actual value of the item
- This report is produced on official headed paper which is signed and dated by us
- We are also available to clarify and answer any question directly from the insurance company
|
What will it cost
For the service that we provide we feel we are very competitively priced.
We charge £40 for the first item and £25 per item there-after as long as they are carried out at the same appointment.
What if the item is a specialist piece?
The majority of valuations will be carried out at the shop. If an item needs specialist research this will be done by a specialist from within our large specialist contacts network.
If this is the case you will be advised of the cost for your consideration before we continue and there will be no charge for the initial consultation. We only charge for providing a valuation report
Please note the report and insurance valuation given by us is no guarantee that the insurance company will pay out. That is a matter for you and your insurance company, even though we will help in any way possible |
